The Chief Minister’s Health Insurance Scheme (CMHIS) in Nagaland addresses the need for affordable healthcare for residents, particularly for government employees and pensioners. Managed by the Health and Family Welfare Department, this scheme offers substantial financial coverage for medical treatments. It is designed to benefit both permanent residents and indigenous inhabitants of Nagaland, ensuring access to essential health services.
Chief Minister’s Health Insurance Scheme – Nagaland: Eligibility and How to Apply: At a Glance
| Scheme Name | Chief Minister’s Health Insurance Scheme – Nagaland |
| Run By | Health and Family Welfare Department, Nagaland |
| Level | State |
| Beneficiaries | Employees, pensioners, and indigenous residents of Nagaland |
| Main Benefit | Cashless treatment up to ₹20 lakhs for employees and pensioners; ₹5 lakhs for the general category |
| Application Mode | Online and Offline |
| Official Website | https://cmhis.nagaland.gov.in/ |
What You Get: Benefits
- Free and cashless hospitalization for various ailments, including pre-existing conditions.
- Coverage for both surgical and medical procedures, along with limited day-care packages.
- CMHIS (GEN) beneficiaries receive ₹5,00,000 per family per annum.
- CMHIS (EP) beneficiaries receive ₹20,00,000 per family per annum.
- Access to more than 1950 medical and surgical packages across 27 major clinical specialties.
- For government employees, any additional expenses beyond the sum insured may be reimbursed by the State government.
Who Can Apply: Eligibility Checklist
To qualify for the scheme, applicants must meet specific criteria:
- The applicant must be a permanent resident or indigenous inhabitant of Nagaland.
- For CMHIS (EP): The applicant should be a government employee, pensioner, or dependent family member.
- For CMHIS (GC): The applicant must not be covered under AB PM-JAY.
- The applicant must possess valid supporting documents such as Aadhaar card and Indigenous Inhabitant Certificate or Permanent Resident Certificate.
Who Is Not Eligible
Individuals not covered under this scheme include those who do not meet the residency criteria or lack the necessary documentation. Additionally, individuals already enrolled in the AB PM-JAY scheme are not eligible for CMHIS (GC).
Documents Required
- Aadhaar card
- Indigenous Inhabitant Certificate (IIC) or Permanent Resident Certificate (PRC)
- PIMS Code (for government employees)
- PPO book (for pensioners)
- Certificates for dependents (if applicable)
How to Apply
Online
- Visit the official website of the Chief Minister’s Health Insurance Scheme (CMHIS) Nagaland.
- Click on the Register option and read the registration instructions carefully.
- Fill in the application form with required details including personal and family information.
- Submit the completed application form along with necessary documents to the nearest Common Service Center (CSC) or empanelled hospital.
- The CSC or empanelled hospital will verify the application and upload details to the online portal.
- The insurance provider will verify the application and inform you of the approval or rejection based on eligibility.
Offline
- Visit the nearest Primary Health Centre (PHC) or Community Health Centre (CHC).
- Obtain the application form and fill it out with the required information.
- Attach the necessary documents as specified in the eligibility section.
- Submit the completed application form at the PHC or CHC.
- Wait for verification and approval from the health department.
Common Mistakes and Practical Tips
- Ensure all documents are up to date and match the information provided in the application.
- Double-check the eligibility criteria to avoid application rejection.
- Keep a copy of the submitted application and documents for your records.
- Contact the helpline for any queries before submitting your application.
- Be aware of any deadlines for application submission to ensure timely processing.
Frequently Asked Questions
What is the maximum coverage amount under the scheme?
The maximum coverage amount is ₹20 lakhs for employees and pensioners, and ₹5 lakhs for the general category.
Who qualifies for the Chief Minister’s Health Insurance Scheme?
Permanent residents and indigenous inhabitants of Nagaland, including government employees and pensioners, qualify for the scheme.
Where can I apply for the scheme?
Applications can be submitted online through the official website or offline at designated health centers.
How can I check the status of my application?
You can check the status of your application by contacting the helpline or visiting the health center where you submitted your application.
Is there a renewal process for the insurance coverage?
As per official notification, details regarding renewal processes are not specified.
What is the helpline number for queries related to the scheme?
For any queries, you can call 14555 or email nagaland.nhpm@gmail.com.
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| Chief Minister’s Health Insurance Scheme – Nagaland: Eligibility and How to Apply – Important Links | |
|---|---|
| Official Site | Click Here |
| Registration | Click Here |
